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Refinance Now

Refinance your existing vehicle loan from another financial institution with On The Grid Financial and we’ll give you 1% Cash Back* on the financed amount, up to $400. Promotion runs from December 4 through December 15, 2017, but you can prequalify now by calling 1.800.360.6362.

  • $10,000 minimum loan
  • 1% cash back up to $400 per loan*
  • Up to 130% LTV** for qualified borrowers
  • Owe more than 90% LTV? Enjoy peace of mind with GAP (Guaranteed Asset Protection)
  • Warranties available for most vehicles with less than 150,000 miles
  • Cashback available only on loans refinanced from December 4th thru the 15th

* Loans under this promotion must close between December 4, 2017 and close of business December 15, 2017. Offer valid only on vehicle loans including auto and truck. No RV’s, boats or motorcycles. May not be used in conjunction with any other credit union offer or discount. This promotion carries no special interest rate. No refinancing of On The Grid Financial loans. Offer not valid on purchases made during promotional period. Eligible loans must be a minimum of $10,000 and financing with OTGF for 36 months or longer. Cash back will be calculated by rounding down to the closest $100 increment. First payment will be due within 60 days of closing. Rebate will be credited to member’s share account within 10 days of loan disbursement. Loan must remain at OTGF for a minimum of 180 days or rebate amount will be added to the loan payoff. Maximum cash back of $400 per financed loan. On The Grid Financial reserves the right to amend, suspend or discontinue offer at any time. You may receive a 1099-MISC at year-end for tax purposes.

** LTV = Loan-to-Value.