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Certificate/IRA Rates

Certificate and IRA Certificate Account Rates

Rates current as of February 04, 2023

Certificate Accounts
Term Rate Annual Percentage Yield (APY)*
6 months 1.24% 1.25%
12 months 1.98% 2.00%
24 months 2.23% 2.25%
36 months 2.47% 2.50%
48 months 2.72% 2.75%
60 months 2.96% 3.00%

 

 

IRA Certificate Accounts
Term Rate Annual Percentage Yield (APY)*
6 months 1.24% 1.25%
12 months 1.98% 2.00%
24 months 2.23% 2.25%
36 months 2.47% 2.50%
48 months 2.72% 2.75%
60 months 2.96% 3.00%

 

Rates

*

The Annual Percentage Yields (APY) quoted are effective January 17, 2023 and are subject to change without notice. Minimum deposit for all Certificate Accounts is $1,000.