Fair and Accurate Credit Transaction Act of 2003 (FACT)
The FACT Act required credit unions to notify members of any negative information the credit union furnishes to a consumer-reporting agency. Therefore, we may report information about your account(s) to credit bureaus. Late payments, missed payments, or other defaults on your account(s) may be reflected in your credit report.
Membership Agreement and Disclosures Updated July 1, 2020 and includes the following: Membership Agreement, Electronic Funds Transfers and Electronic Services Agreement and Disclosures, Availability of Funds you Deposit with the Credit Union and Truth in Savings Act Disclosures.
Truth-In-Savings Act Rate and Fee Schedule Effective September 7, 2021