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Lock in a fixed rate of return.

Certificate Accounts from On The Grid Financial allow you to earn a guaranteed return on your deposit. With a variety of terms to choose from, you can decide if you want your strategy to be short-term, mid-term or a combination of both. You can open multiple certificate accounts, and keep in mind that the longer the term, the higher the annual percentage yield (APY) you’ll earn.

If you’ve been making regular deposits into your Savings Account, bump up to a Certificate and start earning even more.

Checking & Savings

Other features you’ll enjoy with our Certificates:

  • Terms from six months to five years
  • No monthly fees
  • Dividends are compounded and credited monthly
  • You can open a certificate with a $1,000 minimum deposit

Plus, our Certificate Accounts are federally insured to at least $250,000 and are backed by the full faith and credit of the National Credit Union Administration (NCUA), a U.S. government agency, so you know your money is secure.

Find out more information about this guarantee here.