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Personal Loans & Credit Cards

VISA® Platinum Credit Card

Accepted worldwide, your On The Grid Financial VISA® Platinum Credit Card gives you instant purchasing power.

Check out some of the great features of a On The Grid Financial VISA® Platinum Credit Card:

  • A Variable Rate as low as 8.75% APR**
  • No Annual Fee
  • No Balance Transfer Fee
  • No Cash Advance Fee
  • Online Account Access and Payment Information
  • 24 hour cardholder assistance by phone
  • Auto Rental Collision Damage Waiver
  • Emergency Card Replacement & Emergency Cash Disbursement
  • Zero Liability

Put the On The Grid Financial VISA® Platinum Credit Card FIRST in your wallet.

APR = Annual Percentage Rate. This promotional offer applies to all balances transferred from other institutions to an On The Grid Financial Platinum VISA® Credit Card from June 15, 2015 through September 15, 2015. Credit card balances that are transferred to an On The Grid Financial VISA® Platinum Credit Card account during this promotional period will receive a reduced APR of 3.25%, 6.25% or 9.25% based on your credit worthiness through April 10, 2016. After April 10, 2016, your APR will be 8.75% to 16.75%, based on your creditworthiness at the time you open your account. This APR will vary with the market based on the Prime Rate. Or if you are an existing cardholder, will convert to the same APR that you are receiving before the introductory Balance Transfer for purchases. This information is accurate as of June 15, 2015. This offer is subject to change without notice. Any existing balances on current On The Grid Financial credit cards and/or loan accounts are not eligible for the Introductory APR.

** APR=Annual Percentage Rate. VISA® Platinum Credit Card rates are variable based on the Prime Rate as published by The Wall Street Journal and are currently 8.75% APR, 11.75% APR or 16.75% APR based on your credit history and creditworthiness. Rates are current as of April 1, 2015. Rates are subject to change without notice. See VISA® Platinum Disclosure for complete details. Membership eligibility required. A $10 Membership Account is required.


See terms and conditions below. Then give us a call 1-800-360-6362 to apply.

Personal Loans

A personal loan from On The Grid Financial can help with your loan needs, whatever they may be. You can use a personal loan to consolidate debt, finance a vacation or cover holiday expenses. These loans can also help you pay for medical emergencies and other unexpected events. Personal loans from On The Grid Financial come with low interest rates, fast processing and convenient repayment terms, as well as efficient, personalized service.