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Our History

In 1935, a small group of Georgia Power Company - Atlanta Division employees pooled their funds and Georgia Power Atlanta Federal Credit Union was federally chartered by the Farm Credit Association. Over 50 years later, we changed our name to Georgia Power Federal Credit Union after adding the members of the Georgia Power Augusta Employees Credit Union by merger. Georgia Power Federal Credit Union began adding other Select Employee Groups to our field of membership in the 1990's. We also completed mergers with three smaller credit unions during the years 2002 through 2005. After being granted a Trade/Industry/Profession charter in 2006, membership was broadened to those who work in the Electric Utilities Industry in Alabama, Arkansas, Florida, Georgia, Kentucky, Louisiana, Mississippi, North Carolina, South Carolina, Tennessee and Virginia.

In June 2015 we changed our name to On The Grid Financial, as part of our larger efforts to better serve our members in all eleven states, not just Georgia. We also continue to serve other groups added from mergers. Find out if you are eligible to join.

On The Grid Financial is a not for profit financial cooperative, where every member is an owner. We proudly serve our members through the philosophy of "Once a Member, Always A Member". While you must initially join through your employer or a qualified family member, you can remain a member for life, no matter where you live or work in the future. Through the use of technology, automated services, surcharge free ATM's, our website, and the Shared Branching Network, we are able to serve our members no matter where they choose to live.

Mission Statement

At On The Grid Financial, we are committed to providing our members with financial services that enable them and their families to live a better life.